First thing that comes to my mind when it comes to crypto adoption is payment system. After all, BTC was created to cut middleman in everyday transactions. Right now, we can see more countries are opening to crypto payments, and in my opinion we will see more and more in 2022.

Second thing is UI, newbies in crypto are still not tech friendly, and they need simple solutions. I would like to hear your opinion on this topic, and especially about Utrust payment platform that is driving adoption through their merchants and different services in the HOLD app.

https://medium.com/utrust/the-history-of-money-the-complete-edition-e55dcb3ff380

https://www.coingecko.com/en/coins/utrust